Every year people set a resolution for themselves on New Year's. I am not sure what the statistical percentage is regarding the number of people who follow through with it, but I am working toward that goal quickly. When the ball dropped, I told myself that I would secure a full time job and start repayment before college loans became due. Starting out the year working for Ligonier Stone and Lime Concrete as a contractor pushed me to fulfill this goal as soon as possible -- masonry in subzero temperatures isn't all that enjoyable!